Trending...
- Tacoma: Street Closures Projected to Start August 25 for Residential Street Restoration Program Maintenance Work
- Spokane: City Council Approves Mayor's Orders for Declaration of Emergency
- Free Commercial Glass Estimating and Code Compliance Tools Launched by Landmark Construction - The Leading Glass Company in Los Angeles
Denied life insurance claim paid after the Center for Life Insurance Disputes proves blood alcohol of .09 was not Drunk Driving while Tesla's Self-Driving mode was controlling vehicle.
LOS ANGELES - Washingtoner -- The importance of retaining a specialist when you have a life insurance claim investigation.
A California man died in a car crash when his Tesla slammed into a parked fire truck. An investigation showed the Tesla was operating under the full Self-Driving mode when the crash happened. Blood testing results showed the driver had a blood alcohol level of 0.09 (just over the legal limit in California).
The man had life insurance and the family filed a claim for the benefits. To their surprise the life insurance claim was denied because of an exclusion in the policy. The exclusion stated that if the insured dies of injuries that happen while drunk driving the policy will not payout.
More on Washingtoner
The family hired the Center for Life Insurance Disputes to fight the denied life insurance claim.
The Center discovered that Tesla's full Self-Driving function had a significant history of malfunctioning leading to numerous auto accidents – some deadly. The Center also uncovered that two blood test were done post-mortem but because of traffic fatality laws in California only one test result was used by the authorities. However, state regulations for traffic accidents only apply to authorities and don't allow an insurer to obfuscate their fair handling obligations.
The Center took their fight directly to the life insurer and won the appeal.
First, they showed that based on promises by Tesla about the full Self-Driving mode and the large number of accidents that happen while the Self-Driving mode is engaged the insured's alcohol level was immaterial.
More on Washingtoner
Next, with the assistance of a seasoned toxicologist, they argued that the blood alcohol testing used for the Cause of Death did not sufficiently prove the man was intoxicated at the time of the accident. Rather, the second blood test result showed a blood alcohol level of only 0.07 (below the legal limit) and the insurer was obligated to weigh both results equally.
Without any refusal from the insurer to accept the findings and that the insured was not drunk driving at the time of the accident. The claim was quickly paid and interest was piled on.
Another win by The Center for Life Insurance Disputes.
A California man died in a car crash when his Tesla slammed into a parked fire truck. An investigation showed the Tesla was operating under the full Self-Driving mode when the crash happened. Blood testing results showed the driver had a blood alcohol level of 0.09 (just over the legal limit in California).
The man had life insurance and the family filed a claim for the benefits. To their surprise the life insurance claim was denied because of an exclusion in the policy. The exclusion stated that if the insured dies of injuries that happen while drunk driving the policy will not payout.
More on Washingtoner
- Spokane: Flags Lowered in Honor of Dolly Parton
- RAS AP Consulting Spotlights Managed AP Governance™ at Esker All Access
- Kent Youth And Family Services Names Omar Malik As New Executive Director
- Spokane: SPD Seek Assistance in Locating Missing Vulnerable Adult Female
- ANSI BSR Upholds Appeal of AFDE Member Andrew Sulner, MSFS, JD, finding the AAFS Academy Standards Board (ASB) Violated ANSI Essential Requirements
The family hired the Center for Life Insurance Disputes to fight the denied life insurance claim.
The Center discovered that Tesla's full Self-Driving function had a significant history of malfunctioning leading to numerous auto accidents – some deadly. The Center also uncovered that two blood test were done post-mortem but because of traffic fatality laws in California only one test result was used by the authorities. However, state regulations for traffic accidents only apply to authorities and don't allow an insurer to obfuscate their fair handling obligations.
The Center took their fight directly to the life insurer and won the appeal.
First, they showed that based on promises by Tesla about the full Self-Driving mode and the large number of accidents that happen while the Self-Driving mode is engaged the insured's alcohol level was immaterial.
More on Washingtoner
- Haven Treatment Center Surprises Team Member with New Bicycle After Transportation Challenge
- Kentucky's Plane Crash Data Lands Far from the State's Busiest Airports
- DBF Viewer 2000 v9.29 Now Supports Batch Field Renaming Across Multiple Files
- StockResearch AI Initiates Coverage on Apple (AAPL) With New Report Examining Valuation, AI Strategy and Future Growth
- Continuous You Foundation Opens Applications For A 100-year Artist Grant
Next, with the assistance of a seasoned toxicologist, they argued that the blood alcohol testing used for the Cause of Death did not sufficiently prove the man was intoxicated at the time of the accident. Rather, the second blood test result showed a blood alcohol level of only 0.07 (below the legal limit) and the insurer was obligated to weigh both results equally.
Without any refusal from the insurer to accept the findings and that the insured was not drunk driving at the time of the accident. The claim was quickly paid and interest was piled on.
Another win by The Center for Life Insurance Disputes.
Source: The Center for Life Insurance Disputes
Filed Under: Government
0 Comments
Latest on Washingtoner
- Tacoma: Applications Now Being Accepted for a Position on the Planning Commission
- L2 Aviation and Gotonomi Extend UAV Connectivity Beyond Cellular Reach
- Tacoma: Hylebos Bridge Closed Today for Maintenance Work
- Democratic Candidate Daria Ilgen Announces Taxpayer Accountability Standard for New Taxes
- Re:InvestorHub Launches the First AI-Powered Operating System Built for Real Estate Investors
- Nadi Plumbing Leads Charlotte in Private Fire Hydrant Services, Eyes Regional Expansion
- FindCostSeg Launches Nationwide Directory for Cost Segregation Providers
- Master Of Science, Juggernaut Of The Screen: Landon Brittain Emerges As Hollywood's Most Unlikely Leading Man
- Black Dog Venture Partners and VC Fast Pitch to Host "San Francisco Investors and Innovators" Networking Event
- ExtraCarry Adds Pocket-Carry Holder for POM Pepper Spray
- City of Spokane Receives $1 Million in Wildfire Housing Assistance
- New Book, The KI of Marketing, Helps Small Businesses Grow Without Trying to Outspend Bigger Competitors
- ExtraCarry Adds .327 Federal Magnum to Speed Strip Pocket Holder Lineup
- Tacoma: Street Closures Projected to Start August 25 for Residential Street Restoration Program Maintenance Work
- Food Journal Magazine Focuses Its Los Angeles Dining Coverage Across Three Editorial Verticals
- Gravity Payments and Suno Software Partner to Simplify Payments for Independent Hearing Clinics
- Where Do Missouri Plane Crashes Really Happen? Not Where You'd Think
- Spokane: Female Arrested After Homeowners Caught Her on Property of Burned Home
- SPD Detectives are Investigating a Suspicious Death in West Spokane
- LCC Asia Pacific Sponsors CubeSatPlus 2026 at UNSW Sydney
